Defining RSDI Benefits

The RSDI (Retirement, Survivors and Disabilityand the kind of benefit he is applying for.
Insurance) is considered as the largest among theIn cases of applying for RSDI benefits due to
income-maintenance programs of the Federaldisabilities, a claimant's physical or mental ailment must
Government. Managed by the Social Securityprevent him from engaging in any "substantial gainful
Administration, such insurance benefit program aims toactivity" or SGA.
provide monthly financial support to those who haveIn addition, his incurred impairment either must be
lost their income due to retirements, disabilities or deathexpected to last or has already lasted for at least a
of a family provider.continuous period of twelve (12) months or expected
Originally, this was initiated in 1935 to focus on helpingto result in his death. A claimant's age, educational
retirees and survivors of a deceased worker. It wasattainment, skills and work experiences are also crucial
only then in 1956, it was expanded to cover disabledin determining his eligibility, aside from his medical
workers, if they meet the requirements set by therecords. However, the SSA implements a more lenient
SSA.rule for blind workers.
As of now, the RSDI program covers more or lessMeanwhile, the filing of a RSDI claim may be done in
96% of the occupations in our country. This wasthree ways:
brought about by the passage of two laws that- First, by calling the SSA's phone number at
compel the workers to pay their Social Security taxes,1-800-772-1213;
the Federal Insurance Contribution Act and- via their website at [
Self-Employment Contribution Act, in order to finance- Filing the petition personally at their nearest local
the program.office
In the end of 1999, little less than 45 million beneficiariesIn either ways, an SSA personnel will be attending to
were given monthly financial assistance; 62% werean individual's Social Security concerns and help him
retirees, 10% were disabled employees and the restregarding his RSDI claim.
were those who spouses, children and parents ofOn the other hand, although a worker may file his claim
those retirees, disabled and deceased members.alone, it will also be helpful to seek the aid of an
To become eligible for the Social Security's RSDIexperienced and highly credible Social Security lawyer
program, an individual must be fully insured based onfor proper guidance and representation. This will
the rules and criterion of the SSA. This is by working inincrease the chances of having a positive result.
a covered employment and paying his monthlyKnow more information about your Social Security
contributions to acquire a certain number of creditsDisability and RSDI benefits with the specialized skills in
required. Such number of credits is based on his ageLos Angeles social security lawyers.