How Many Americans Will Become Disabled Over The Course Of Their Lifetime?

If you become disabled and unable to work in America,over time, slower and slower and slower. Work loads
you can apply for federal assistance in the form ofthat were formerly addressed by X number of
social security disability and, if you are lucky, your ownworkers become increasingly handled by an
case will be among the thirty or so percent of claimsever-smaller pool of social security employees who,
that are actually approved at the application level.increasingly, become more embittered over the state
However, if your initial claim is not approved (andof their agency. The effect on morale shouldn't be
seven out of ten are not), you'll have to go through anhard to figure out, of course, nor should the eventual
arduous appeal system that can literally take years.outcome. As the social security administration
And years, these days, can easily up to three years.continues to ignore its staffing issues, the likelihood is
Title II benefits, otherwise known as RSDI, DIB, or morestrong that existing workers, particularly those who are
plainly, Social security disability, is an underfundedeligible to take retirement, will at some point begin to
(manpower-wise), lumbering, and creaking contraptionquit or retire in numbers that may take the agency to
that does not serve the citizens of this country well ata precipice.
all. In fact, it doesn't even come close in this regard.Unfortunately, the situation that exists at the social
During the unreasonably long wait times enforced uponsecurity administration is not well known, nor
claimants for the processing of disability applicationsunderstood by the public at large, or the media in
and appeals, a percentage of these claimants, sadly,general. But it should be.
will end up loosing everything thing they have. AndA 3/1/07 UPI article states some pretty sobering
many of them, those that can afford to, will end upstatistics. More than half of all U.S. workers would be in
looking through the yellow pages to find someone whothe position of not being able to pay their bills
can assist them in filing for bankruptcy.(mortgage, utilities, food) if they developed a disabling
It is amazing that this situation goes on in a country likecondition that prevented them from being able to work.
this. And it is unconscionable that so many AmericanAnd it is estimated that approximately twenty percent
citizens are "thrown into such a pit" simply because theof the U.S. workforce will actually become disabled for
U.S. Congress refuses to fund SSA at the propera period lasting a year or longer at some point before
levels. Funding is available, of course, for the issuancethey reach the age of sixty-five.
of benefits as are cost of living increases. However,Inevitably, if things are not fixed at the social security
the necessary funding to replace workers who retireadministration with regard to proper staffing for its
or who quit from social security field offices issocial security disability and SSI programs, the situation
practically nonexistent (and a great many SSAcould go on to negatively affect the lives of millions of
employees already have the required "time in" to toAmerican workers over the course of the next few
take retirement).years. And it is for this reason that the politicians we
How does inadequate personnel staffing at the socialsend to Congress should be more concerned, and
security administration affect the public? Obviously inshould be made more responsive to the needs of the
this way: as more workers quit or retire and are notpublic, particularly those who need assistance at one
replaced, the processing of disability claims becomes,of the worst times they may experience in their lives.