Real Estate Investment Shrewd Or Foolish? A Contrarian's View

The contrarian in me is licking his chops at the pricesclose. No money...no deal.
of houses in the United States. The US market hasRule 2: Know the area. Can your buyers find a job?
undergone severe corrections over the past fewAre employers entering or leaving the area. This will
years. Economic uncertainty is still in the air and there isimpact on the attractiveness of the area to lenders.
the potential for further mortgage defaults on theWhat are the average wages in your area?
horizon.Understanding this will enable you to determine the
Real estate investment is a game of risk vs. reward.price point you should be operating at. This is in addition
While the age old saying is location, location, locationto the usual proximity to shopping, schools, churches
you can also add timing, timing, timing to the equation.and transit.
The key to winning in this market is understanding theRule 3: Be well financed. You cannot operate on a
economics of the market and the correct price pointshoe string in this market. Your potential investors or
that the market will support. First a review is in order ofbanker will want to know that you can stay in the
the fundamentals of buying and selling real estate, andgame until you close.
how they apply in this market.Rule 4: Pick your targets carefully. You need to buy
Buying and selling real estate requires discipline, risk25-30% below your target sale price to make a profit.
tolerance and an understanding of both the marketRule 5: Understand what you can fix and what you
and the marketability of the house you wish to sell.should walk away from. The current market will allow
You need to be well financed and focused on the finalyou take a closer look at the house to ensure that you
outcome of the transaction. Real estate investment isdo not have to include structural repairs in your retrofit.
a mix of emotion and business. Gone are the daysThese rules will allow the investor to begin the hunt for
were chutzpah and a good banker would allow you toavailable properties. Closing quickly and with the
make money.assurance that you know the house will enable you to
Rule 1: Know your market and your buyer. Understandmake a profit for you and your investors.
how much they will earn, were they likely will work,Ignore the rules? You may as well start throwing
their age, family status and education. Once you havehundred dollar bills out the window.
a deal lined up you need to know that your deal will