The Purpose of an Independent Medical Evaluation in Your Personal Injury Claim

If you have been injured in a Massachusetts auto• If language in your insurance documents requires
accident and want to recover compensation for yourthe evaluation
injuries from an insurance company, you may be• Circumstances allow for a Judge to mandate the
asked to undergo an independent medical evaluationevaluation
(IME). The independent medical evaluation is a standard• If your physical or mental disabilities are in dispute
by which you can prove the validity of your injuriesThere are also circumstances when an independent
and gain compensation for them.medical evaluation cannot be ordered, including:
Why Get an Independent Medical Evaluation?• The evaluation places undue burden on you
Recovering compensation for an accident-related• If you only file suit to cover the damages to your
injury is not as simple as it sounds. The main reasonvehicle
for this is the party paying for this compensation-be it• If you file suit after the injury in question has healed
your insurance company or the insurance company ofHow the Required Independent Medical Evaluation Can
the at-fault driver-does not want to dish out largeHelp You
sums of money, particularly if you are not actuallyIf you are filing a personal injury claim against another
injured.party it is very likely that you will be required to submit
Thus, the party from which you seek to recoveran independent medical evaluation. This does not mean
compensation will want to have an independentyour claim is being denied, although it could be used
physician examine you. The reason that the physicianagainst you depending on what the doctor finds.
is "independent" is because it is assumed that yourAn independent medical exam could just as easily help
personal physician may be biased towards you andyou in the long run if the doctor can support your injury
may exaggerate your medical condition to help youclaim. Treat this evaluation like any other medical
with your claim. The party being sued will also want toexamination, tell the physician everything about your
be sure that your injuries cannot be attributed toinjuries and be completely honest.
another cause besides your accident.If you still feel any hesitation about the evaluation, know
If you do not want to go through the independentthat your Massachusetts personal injury attorney can
medical evaluation, there may be several cases inadvise you during this process. A qualified attorney can
which you are still forced to comply:help you prepare for your independent medical
• If your claim is in any way questionableevaluation and ease any concerns you have.