What is SSI and What is SSDI?

The SSI and SSDI Distinctionmany resources. The service provides money for
Social Security Disability Insurance (SSDI) andbasic needs, for instance food, clothing and shelter.
Supplemental Security Income (SSI) are both federalSupplemental Security Income pays benefits primarily
income assistance programs managed by the Socialbased on fiscal requirement.
Security Administration (SSA) and aid individuals withSSI is intended for people who are 65 and older, or for
disabilities. If you have a disability, which program willpeople who have a medical condition that meets
help you?SSA's definition of disability or blindness.
The main difference among the two programs is theAdult should have limited income and assets, and be
source of revenue that funds them.not able to work credited to a physical or mental
SSDI, or Social Security Disability Insurance, is fundeddisability anticipated to last at the very least one year.
by Social Security taxes, or FICA taxes.Children need to possess limited income and assets,
The Supplemental Security Income, also referred asand a physical or mental situation that could be
SSI, is funded by general tax revenues.medically verified. At age 18, the impairment is looked
Not Social Security.at based on the definition of disability of adults.
SSDISSI disability benefits are basically the identical across
What is the SSDI Program and the way it will helpthe country. Your benefit is estimated by counting
Your Situation?certain resources you own and subtracting that
SSDI is offered for a person when you have a long"countable income" from the federal benefit rate.
employment history and have paid out into SocialEven if you have worked in the past and have paid
Security in prior years. Also you must been employedout into Social Security, in case you have not worked
an overall total of five years within the last 10 years.long enough, you will not qualify for SSDI. But, if you're
SSDI is offered for those who have end up seriouslysomebody with low income and a handful of assets,
disabled and can no longer hold employment to earnSSI can help you.
income. It is meant for individuals in between the agesWhen you apply for either program through the Social
of 18 and 65 who have a very health related ailmentSecurity Disability Center, we're going to collect medical
that satisfies SSA's specification of disability orand other information from you required by the Social
blindness. Social Security Disability Insurance paysSecurity Administration to make decision regarding
benefits to a person as well as particular members ofwhether or not you meet Social Security's meaning of
your family if you're "insured," meaning that youdisability.
worked long sufficient and paid for Social SecurityContact Social Security Disability Center for a No cost
taxes.Analysis
A person's SSDI disability benefit is calculated fromShould you be undecided about which SSA program
how much a person earned throughout your workingto apply to for disability benefits, a Social Security
years. It will be the identical formula being used toDisability Advocate will help you. Contact us online to
determine your retirement benefits.get a free of charge evaluation, or call us immediately
What exactly is SSI and exactly how May It Help?at (800) 816-0822.
SSI supports persons with little if any income and not