| The SSI and SSDI Distinction Social Security Disability | | | | worked long adequate and paid Social Security taxes. |
| Insurance (SSDI) and Supplemental Security Income | | | | An individual's SSDI disability benefit is estimated via |
| (SSI) are both federal income assistance programs | | | | just how much a person earned throughout your |
| managed through the SSA and are available to | | | | working years. It is the exact same system used to |
| support people with disabilities. When you have a | | | | calculate an individual's retirement benefits. |
| disability, which plan will help you? | | | | What exactly is SSI and how May It Help? |
| The main difference among the two programs is the | | | | SSI supports men and women with little if any income |
| source of revenue that funds them. | | | | and not many resources. The program gives cash for |
| - SSDI is funded by Social Security taxes and FICA | | | | basic needs, for instance food, clothing and shelter. |
| taxes. | | | | Supplemental Security Income pays benefits primarily |
| - The Supplemental Security Income, often known as | | | | based on monetary need. SSI makes monthly |
| SSI, is financed by general tax revenues. | | | | payments to people who have low income and few |
| - Not Social Security. | | | | resources and are: |
| SSDI | | | | - 65 and older |
| What's the SSDI Program and exactly how it will help | | | | - People who have a medical condition and are |
| Your Situation? | | | | disabled |
| SSDI is for you when you have a long work history | | | | - People who are blind |
| and have paid out into Social Security in prior years. | | | | SSI disability benefits are basically the exact same |
| You also should been employed a total of five years | | | | across the country. |
| within the last 10 years. SSDI is obtainable for | | | | Your benefit is estimated by counting specific assets |
| individuals who have become seriously disabled and | | | | you possess and subtracting that "countable income" |
| can't hold employment to earn salary. It's ideal for | | | | from the federal benefit rate. Even when you have |
| individuals between the age range of 18 and 65 who | | | | worked in the past and have paid out into Social |
| possess a medical problem that meets SSA's | | | | Security, should you have not worked long enough, |
| specification of disability or blindness. SSDI pays | | | | you can not qualify for SSDI. But, if you're somebody |
| benefits to an individual as well as particular members | | | | with reduced income and a handful of assets, SSI will |
| of your family if you're "insured," meaning that you | | | | help you. |